Our Commercial Insurance products include:
- Business Owners Policy (BOP)
A BOP combines property and
liability insurance into a single policy form — an affordable way for a small
to mid-sized business to obtain essential coverages such as personal property,
general liability, hired non-owned auto,
business interruption, etc.
Commercial Auto insurance covers company titled vehicles used in conducting business and usage not covered by a
personal auto policy. Typically,
commercial auto insurance policies have high liability limits and may also have provisions that cover rented and other non-owned vehicles, including
employees’ cars driven for company business.
- Commercial General Liability
Commercial General Liability insurance cover actions for which your business could be held responsible, including bodily injury, damage to
others’ property, personal injury, and false or misleading advertising. NOTE:
this EXCLUDES coverage for injury suffered by your employees who are covered by Worker’s
Also called Excess
Liability, a Commercial Umbrella policy steps in to provide higher limits above your
existing policies, providing you with an extra layer of protection. NOTE: An umbrella policy does not provide excess coverage for E&O or Professional
As a business
owner you are responsible for protecting your customers' personal information. Cyber liability insurance
provides coverage for the risks associated with the Internet, computer
networks, e-business, and privacy.
- Directors and Officers (D&O)
D&O insurance policy offers an organization and its directors and
officers protection against law suits brought by members, shareholders, employees, or third parties.
- Employment Practices Liability (EPL)
EPL has moved from a “nice
to have” to a “must have” insurance policy. It protects an employer against
claims made by employees, former employees, or potential employees for
allegations of discrimination, wrongful termination of employment, sexual
harassment, and other employment-related allegations.
Worker's compensation insurance helps pay for medical benefits including wage replacement, without regard to fault, to employees that are
injured on the job. Benefit levels are
set by set by law and commonly include payment of medical expenses, rehab and
both temporary and permanent disability.
Call today to review your business's insurance needs:
Toll Free 1-800-476-1070
California (818) 322-3700
Colorado (303) 278-2278
Fax: (800) 328-1070
Proud to be a Trusted Choice® Agency